Health and welfare benefit elections, such as those made during the annual open enrollment process and retirement contributions elected in My Retirement Savings are deducted from employee paychecks each pay period.
The following table shows which benefits are deducted from an employee’s gross pay before taxes and which are deducted from net pay after taxes are applied.
| Benefit Type | Benefit Deduction | Description | Deduction Tax Status |
|---|---|---|---|
| Retirement | SCRP | Stanford Contributory Retirement Plan | Before Taxes or After Taxes (depending upon election) |
| Retirement | 457 | 457 Retirement Plan | Before Taxes |
| Retirement | Roth | Roth Retirement Plan | After Taxes |
| Health | Medical | Medical plan for an employee and covered dependents (if any) | Before Taxes |
| Health | Dental | Dental plan for an employee and covered dependents (if any) | Before Taxes |
| Health | Vision | Vision care for an employee and covered dependents (if any) | Before Taxes |
| Insurance | Accidental Death Insurance | Accidental Death and Dismemberment (AD&D) insurance for an employee | Before Taxes |
| Insurance | Child Accidental Death Insurance | AD&D insurance for an employee’s child(ren) | Before Taxes |
| Insurance | Spouse Accidental Death Insurance | AD&D insurance for an employee’s spouse or domestic partner | Before Taxes |
| Insurance | Supplemental Life Insurance | Life insurance for an employee that is in addition to university-paid basic life insurance | After Taxes |
| Insurance | Child Life Insurance | Life insurance for an employee’s child(ren) | After Taxes |
| Insurance | Spouse or DP Life Insurance | Life insurance for an employee’s spouse or domestic partner (DP) | After Taxes |
| Flexible Spending Account | Health Care Spending Account | Flexible Spending Account for health-related expenses incurred by an employee and eligible dependents that are not covered by insurance | Before Taxes |
| Flexible Spending Account | Dependent Care Spending Account | Flexible Spending Account for eligible expenses incurred for dependent care expenses while an employee is at work | Before Taxes |
| Health Savings Account | Health Savings Account | Health Savings Account for health-related expenses for those enrolled in the high-deductible medical preferred provider organization (PPO) | Before Taxes for Federal |